Built by Trade Finance Practitioners, for Exporters
Tradevynt was co-founded in 2021 by Aisha Mensah and Lars Eriksson — a trade finance practitioner and an engineer who had watched mid-market EU exporters denied working capital against perfectly good invoices, simply because the bank's credit model looked at the wrong side of the transaction.
How Tradevynt Came to Exist
In 2019, Aisha Mensah was structuring trade receivables facilities at a commodity trading house in New York — one of her clients was a mid-sized auto-components manufacturer in Łódź, Poland, shipping to a US Tier-1 buyer on 90-day open-account terms. The buyer was publicly listed, investment-grade, and paying consistently. But the Polish manufacturer's Hausbank had just declined to increase its revolving credit facility — citing the exporter's own balance sheet rather than the buyer's creditworthiness.
Aisha had seen this pattern a dozen times: the goods were on the water, the buyer was good, but the financing was structured around the wrong party's risk. A letter of credit would have taken six weeks and required the importer to post cash collateral — commercially impossible. A factoring broker wanted full recourse and a 3.5% fee on a 45-day invoice. The exporter needed the working capital to fund the next production run, not to wait for lawyers to structure a bespoke facility.
Tradevynt was co-founded in 2021 to solve exactly this: a platform that reads the bill of lading and the buyer's credit profile — not the exporter's audited accounts — and advances 90% of the invoice value within 24 hours of shipment confirmation. The problem is structural, and the solution has to be structural too.
We Are Not a Bank. We Are Not a Factoring Broker.
Banks assess the exporter's balance sheet and require an existing credit relationship. We don't. Traditional factoring companies want recourse — meaning if your buyer doesn't pay, you bear the loss. Our non-recourse option means the default risk transfers to us.
Export credit agencies (ECAs) cover long-tenor political or country risk on large structured deals — not the €50K–€500K invoice volume that defines mid-market European exporters. Forfaiting houses work the same corridor but require a bank to be in the chain. We operate without a correspondent bank on every transaction.
Tradevynt is a trade receivables purchase platform. We buy confirmed export invoices against verifiable bills of lading, with buyer creditworthiness as the primary underwriting variable. That is the scope of what we do — and we do it well.
How We Work
Credit the Buyer, Not the Exporter
Traditional banks assess whether the exporter has enough collateral. We assess whether the buyer will pay. This is the structural shift that allows us to serve mid-market exporters at scale.
Speed as a Core Product Feature
A 6-week LC process defeats the purpose of trade finance. If we can't disburse within 24 hours of document submission, we need to rebuild the system. Speed is not a marketing claim — it's an engineering constraint.
One Fee, No Complexity
Correspondent bank margins, acceptance commissions, swift fees, amendment charges — traditional trade finance is intentionally opaque. We believe you should know the full cost of financing before you accept a single advance.
Built to Last Independently
Tradevynt is bootstrapped. We did not raise venture capital because we believe the best trade finance infrastructure is built on operational profit, not on growth-at-all-costs. Our incentives align with our clients' long-term relationships.
The People Behind Tradevynt
Aisha Mensah
CEO & Co-Founder
Aisha spent the decade before Tradevynt structuring trade receivables and supply chain finance facilities at a New York-based commodity trading house, working specifically with mid-market exporters in Germany, Poland, and the Netherlands. She observed repeatedly that buyers were investment-grade, invoices were legitimate, goods were on water — but exporters couldn't access working capital because the bank assessed the exporter's balance sheet, not the buyer's credit. That observation became the founding thesis. She holds an MBA from the Wharton School.
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Questions? We'd Love to Hear From You.
Whether you're a potential client, a potential integration partner, or just curious — we're a small team and we read every message.